Success stories

On-the-Ball injury management lowers reserves and saves $$$

12 years, 10 months ago

INSURED The insured is a new home contractor.   SITUATION An employee suffered a laceration to his finger while using a saw. The carrier set the highest possible reserves for disfigurement, permanent loss of use,...

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Supervisor training cuts claim frequency and cost

12 years, 10 months ago

INSURED The insured is a social service agency with 390 employees in 22 locations. The organization provides occupational training and habilitation services to developmentally disabled adults.   SITUATION In one six-month period, the employer experienced...

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General Contractor’s Workers’ Comp drops $101,207 in just two years

12 years, 10 months ago

INSURED A commercial general contractor with 110 employees and revenue of $52 million in 2006.   SITUATION A 62% Workers’ Comp surcharge drove up the company’s Experience Modification Factor jumped to 1.12, costing them an...

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Satellite company saves nearly half-million in premiums

9 years, 7 months ago

INSURED A multi-state satellite installation company with 36 employees. SITUATION The company unexpectedly received a $499,916 audit premium notice. The previous premium was $13,530. ASSESSMENT In reviewing the audit, CWCAs from Trissel, Graham, and Toole...

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WC Advisors speak up on behalf of client, and speech pathologist group sees over $30,000 in returned premiums

9 years, 7 months ago

INSURED This employer is a privately owned practice of speech-language pathologists, servicing various medical and academic settings. The company employs upwards of 30 people. SITUATION The company was experiencing abnormally high premiums due to a...

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Correcting misclassification a good sign for outdoor sign company

9 years, 7 months ago

INSURED The insured is an outdoor sign company with fewer than 10 employees. The company’s annual revenue is just under $2,000,000. SITUATION The company’s annual premium was extremely high based on the number of employees...

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Private school learns a lesson by seeing Mod drop 95 points

9 years, 7 months ago

INSURED The insured is a large non-profit school for physically and mentally-challenged students. SITUATION The school was being cancelled by its existing carrier of 45 years because of a poor history resulting in a 300%...

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Implementation of comprehensive Workers’ Comp program saves manufacturing company $3,000 on one claim

9 years, 7 months ago

INSURED The insured is a wood products manufacturing company that employs more than 40 people divided into three work classes – sash/door/assembly millwork, sales people and clerical. The company works one shift, has a very...

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Injury management program reduces annual losses from $163,675 to $6,074 for machine maintenance company

9 years, 7 months ago

INSURED This machine maintenance company employs 130 people in five states. SITUATION Because the company is a multi-state risk, injury management was becoming a problem, especially since there was no onsite claims supervisor at any...

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Real Estate developer builds on $100,000 savings and lower Experience Mod

9 years, 7 months ago

INSURED A large multi-state owner/developer of residential and commercial property. SITUATION The company was using a large insurance agency/broker who was having difficulty managing the company’s claims in a multi-state environment. This complexity requires expertise...

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