Press Room

SubContractors Pressured to Get Workers’ Comp Experience Mods Down

2 years, 2 months ago

If the anecdotal evidence can be trusted, it’s becoming more and more common that contractors are being put on notice that they will lose the opportunity to bid on jobs if their Workers’ Compensation Experience Mods hit a certain point....

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The Biggest Mistakes Companies Make With Their Workers’ Compensation Insurance

2 years, 3 months ago

Most business owners and managers purchase Workers’ Compensation in the wrong way. About 90 to 120 days before their policies expire, they put it out to bid and get quotes. Once in, they review the prices and usually select the...

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The Costly Dangers of Not Getting Injured Employees Back to Work Quickly

2 years, 4 months ago

“We’ve got an employee who’s abusing the system and we’re just about fed up. So are our people.” Every insurance agent has heard these words from frustrated employers who are certain injured workers are taking advantage of the Workers’ Compensation...

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The Eight Major Mistakes Employers Make When Workers’ Compensation Rates Go Down

2 years, 5 months ago

Throughout much of the country, declining Workers’ Compensation rates are music to employers’ ears. After all, that seems like long-awaited good news, particularly since Workers’ Compensation is more often than not viewed as a necessity and a significant cost of...

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How To Avoid A Spike In Slip And Fall Claims During Harsh Winters

2 years, 6 months ago

Ice and snow-related slip and fall workers’ comp claims nearly doubled and represented one-third of claims involving time away from work last year in the Midwest area, which had a particularly harsh winter. In five Midwest states, including Michigan, Wisconsin,...

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What Employers Need to Know About The Recovery of Injured Workers

2 years, 7 months ago

Workers’ Compensation rates have been trending downward, as have the number of job-related injuries. Even injuries totaling $50,000 or more dropped for the first time in 2005. But before we let loose the balloons and congratulate ourselves on what is...

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Reduce Workers’ Compensation Costs with CompScore Metrics

2 years, 8 months ago

How do companies keep score in workers’ compensation? Typically insurance carriers provide basic or “top of the line measurements,” such as annual totals of claim expenditures, average claims costs for medical only claims and average claims costs for lost time...

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Painkillers: Costly For Employers And Deadly For Employees

2 years, 9 months ago

The National Safety Council’s (NSC) recently issued the report, Prescription Pain Medications: A Fatal Cure for Injured Workers, identifies 15 court cases from 2009 through 2015, where an employer was sued because of the prescribed use of opioids to treat...

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How To Ensure You Are Not Overcharged In The Premium Audit

2 years, 10 months ago

Many businesses accept on “good faith” that the Workers’ Comp audit is done correctly. Yet, the audit process is complex and prone to many errors and omissions. Since a Workers’ Compensation premium is estimated initially, the actual cost is determined...

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The ‘Perceived Boss’ May Be The Silver Bullet In Controlling Workers’ Compensation Costs

2 years, 11 months ago

It is obvious, yet often overlooked, factor in controlling the costs of Workers’ Compensation. It is the immediate supervisor, or more accurately, the person who is the perceived loss of the injured employee. While this may seem like a no-brainer,...

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