Success stories

Implementation of comprehensive Workers’ Comp program helps bus company drive down premiums

4 years, 1 month ago

INSURED A school bus contractor with 30 drivers.   SITUATION The company was enrolled in a special state program for school bus operators that allowed it to receive a safety group dividend and preferred pricing...

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CWCAs unbundled costs and save contractor $25,000

4 years, 1 month ago

INSURED A midsize masonry contractor. SITUATION The masonry contractor was using a PEO (Professional Employer Organization) and was concerned what it was paying for Workers’ Comp was higher than that of its competitors. It was...

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Metal fabricator saves $40,000

4 years, 1 month ago

INSURED A metal fabricator with 26 employees thatmanufactures metal sign-holders for various retailers. SITUATION With no history of carpel tunnel issues, the insured experienced a rash of carpel tunnel injuries unexpectedly, with two in excess...

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Real estate client saves $176,000 and lowers Experience Mod

4 years, 1 month ago

INSURED A large residential property company with more than 5,800 units encompassing 46 high-rise buildings and over 153 acres. SITUATION The company was using a large insurance agency/broker that was lax in managing the company’s...

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CWCAs find reserve error and help bank control Mod

4 years, 1 month ago

INSURED The insured is a large community bank with 30 branches, 400 employees, and assets in excess of $850 million. SITUATION A 12-year client, the bank had a comprehensive Workers’ Comp program and an excellent...

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General contractor enjoys a Workers’ Comp drop of $245,302 in just four years

4 years, 1 month ago

INSURED A commercial general contractor. SITUATION A 62% Workers’ Comp surcharge drove up the company’s Experience Modification Factor to 1.12, costing them an additional premium of $185,000 per year. It also restricted the company from...

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Grocery Store Chain saves $100k, keeps Mod down

4 years, 1 month ago

INSURED An independent grocery store that employees 500 people with annual revenues of $20 million. SITUATION The employer had a large open claim reserve of $140,000 as a result of a back injury to an...

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CWCAs help Excavating Company dig up answers to reasons for high open reserves

4 years, 1 month ago

INSURED The insured is a large trucking and excavating company with a fleet of 50 trucks, 90 employees and $10 million in annual revenues. SITUATION The company had large open claims that negatively impacted its...

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Better HR helps manufacturer lower Mod

4 years, 1 month ago

INSURED An ice cream manufacturer with 12 employees and revenues of $2.8 million. SITUATION The company had an Experience Mod of 1.9, which was more than three times what it should be. ASSESSMENT A team...

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Premium increase not set in stone as MOD adjustment returns $150,000 to concrete manufacturer

4 years, 1 month ago

INSURED This free-cast prestressed concrete manufacturer and contractor has annual revenues of nearly $15 million and employs 60 people. SITUATION The company, which traditionally had an Experience Modification Factor in the .89 to .90 range,...

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